Cuyahoga County Down Payment Assistance Program

Cuyahoga County Down Payment Assistance Program

PROGRAM ELIGIBILITY

Eligible homebuyers can receive down payment assistance in the amount o 17% of total  transaction.  The transaction calculates as purchase price plus 5% of purchase price for closing costs. Homebuyer will be responsible for a minimum of 3% of total transaction contribution towards the purchase.  The assistance is provided in the form of a deferred mortgage loan (50% forgiven after 10 years of occupancy) that must be used for eligible coasts, and it need not be repaid until re-sale or transfer of the property.

DIVERSITY OPPORTUNITY FORGIVABLE LOAN

The Diversity Opportunity Forgivable Loan provides for the loan to convert into a grant for homebuyers that purchase a property in a qualified census tract, in a community that the Neighborhood Housing Services of Greater Cleveland (NHS) serve, and who live there for five (5) years.

VACANT/ABANDONED FORGIVABLE LOAN

The Vacant/Abandoned Forgivable Loan provides for the loan to convert into a grant for homebuyers that purchase a qualified property, as verified by the local community, in a community that  NHS serve, and who live there for five (5) years.

ELIGIBLE HOMES

  • Single family, owner-occupied.

  • Existing houses or new construction.

  • Property must be occupied by the seller, or vacant for at least 90 days before closing.

  • Property must be inspected  for code violations and for defective paint.

  • Code violations and defective paint must be corrected before buyer can take title or occupy the house.


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Phone: 240-464-1413
Dated: September 20th 2018
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About Pamela: I was first licensed in 2001 in the State of Maryland. In over 15 years of experience I have receiv...

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Location & Address

Kathleen Heck
12198 Pearl Rd.
Strongsville, OH
440-655-2696
440-268-9647

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